Pet insurance is becoming more and more popular with pet owners in Australia. As the cost of owning a pet increases each year, pet insurance offers you peace of mind as it covers some if not all of the treatment costs depending on your policy. If your pet gets involved in an accident or suffers a sudden illness, it allows you to decide on your pets care without trying to find large sums of money at short notice. There is no equivalent of Medicare for pets, so treatment costs can exceed out-of-pocket expenses for a similar condition in a human.

Clients talk about having their pets own bank account but sometimes their injuries or illnesses can amount to way more than you have saved, especially if they develop something when they are quiteyoung or develop allergies which are lifelong.

Many people don’t realise that once a pet has a medical problem they cannot be insured for that issue. So it is best to get them insured when they are young and before any issues rear their head.

Did you know that 24 hour emergency and critical care for animals can cost over $1,000 per day? Some surgeries such as repair of fractured bones or exploratory surgery can also add up to thousands of dollars and that’s before including recovery and aftercare treatment. It is a heartbreaking situation to have to choose between the health of your pet and financial constraints, so for peace of mind we strongly recommend that your pet is insured.

There are several companies that offer pet insurance and we can help you find one that best suits your needs and your pet.

The most exciting new development in pet insurance is a company called GAP. If your insurance company is affiliated with GAP (most are) then we can claim your deduction for you on the day and then you only have to pay the amount they don’t cover.